There are literally hundreds of “credit repair” outfits promising to drastically repair credit scores in as little as 24 – 72 hours. Is it a scam? Believe it or not, this is not a scam. Rapid rescoring services can and do help consumers up their credit scores rapidly. But, it may not be as easy as you think. Here’s what I mean:
Rapid re-rescoring agencies do not and cannot deal directly with consumers. They work with lending institutions. So you can’t contact them directly to work on your behalf if you’re a consumer.
Rapid re-rescoring agencies cannot and do not simply “remove” negative items. That is, they can’t magically erase legitimately negative items. If, however, you have proof of an error, a rapid re-rescoring agency can quickly get the item deleted. Such proof might include a letter from a creditor explaining that your debt is paid or was never yours.
Rapid re-rescoring agencies cannot delete any items that are in dispute. If you already have an item in dispute with one or all of the major credit bureaus, rapid re-scoring agencies cannot delete the item(s).
Myra Golden runs a credit score reapir agency, a complete resource for improving your credit score. For credit score repair help, including tips for understanding your credit score, disputing items, dealing with collection agencies, getting credit card interest rates reduced, ways to legally improve your credit score and much, much more, visit:
www.creditscorerepair.us
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